How to restrict payment methods based on the currency selected by the customer

Set conditional payment options based on the currency selected by the customer during checkout. To set up currency-based payment restrictions, you will need a Multi-Currency plugin on your WooCommerce store.

Our plugin is compatible with the "CURCY – Multi Currency for WooCommerce" plugin by VillaTheme. If you are using this plugin, you can easily configure currency-based payment rules.

Steps to Configure a Customer Currency-Based Rule:

  1. Set Conditions:
  • Use the "Currency" condition from the Customer-Based Conditions group.
  • Select the currency in which you want to restrict or allow specific payment methods.
  1. Configure Actions:
  • Enable or disable specific payment methods based on the selected currency.
  • Optionally, apply additional fees for certain currencies if needed.


    Admin: Set currency-based conditional payments rule
  1. Save and Test:
  • Save the rule and test it during checkout to ensure it works as expected.


    Checkout page with applied currency rule

📌 Example Use Cases #1: If a customer selects Indian Rupees (INR) as the currency, disable PayPal and allow only UPI or Bank Transfer to avoid international transaction fees.

📌 Example Use Cases #2: If a customer selects US Dollars (USD), restrict payment options to Credit/Debit Card and disable other methods to streamline international orders.

📌 Example Use Cases #3: If the currency is Euro (EUR), add a 5% processing fee for PayPal payments to cover exchange rate differences.

Pro Tip: Combine currency-based conditions with customer location, cart subtotal, or product-based conditions for more advanced checkout customizations.

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